Berapa minima simpanan untuk beli kereta?
-$20,000.Downpayment sebuah kereta selalunya lebih kurang 20%.Bank loan 80%.
Macam mana kiraanya itu?
Harga kereta termasuk coe $80,000. Downpayment 20% -$16,000.
Bank loan- $$64,000 belum masuk interest.
Estimated monthly payment -$64,000/ 10 yrs/12 months =$533.
Tapi sebab bank nak untung- add abt $300 more jadi total loan is $833 per month.
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